Scheme Kosh
Fact-checked against official government sources

Every Central Government Scheme in India, explained simply

Eligibility, documents, benefits and step-by-step application — for hundreds of schemes across 19 categories. Free, and never affiliated with any government body.

Popular: PM Kisan · Ayushman Bharat · Mudra Loan · PM Awas

Government schemes in India cover almost every aspect of daily life — farming credit, health insurance, housing, education, business loans, LPG subsidies, crop insurance and more. Each scheme has its own eligibility rules, required documents, benefit amounts and application process.

Scheme Kosh gathers those details into one place. Every guide is fact-checked against official government sources, written by a named author and reviewed by a second person before publication. We never charge a fee, never process applications and never ask for Aadhaar, OTPs or payments.

Whether you are looking for a Central Government scheme like PM Kisan, Ayushman Bharat, Pradhan Mantri Awas Yojana or a state-specific programme, start by searching above or browsing by category below. Every guide covers eligibility criteria, required documents, benefit amounts and the application process — with direct links to the official government portal.

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Central schemes
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State schemes
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Total schemes
19
Categories
40+
Ministries covered
100%
Free to apply

Browse schemes by category

19 categories spanning every central ministry.

Business & Finance

Business, Startups & MSMESchemes for entrepreneurs, startups and micro, small and medium enterprises — registration, credit guarantees and subsidies.Loans & Financial ServicesGovernment-backed loan schemes and financial inclusion programmes — collateral-free credit, guarantees and interest subvention.Skills & EmploymentSkill development, apprenticeship and artisan support schemes.

Agriculture

Agriculture & FarmersCentral government schemes for farmers — income support, crop insurance, credit, irrigation and farm mechanisation.

Education & Research

Education & ScholarshipsScholarships, education loans and student support schemes from central ministries.Science, Tech & ResearchResearch fellowships, innovation grants and technology development schemes.

Welfare & Social Security

Senior Citizens & PensionsPension schemes, retirement savings and welfare programmes for senior citizens.Women & Child DevelopmentMaternity benefits, girl-child savings schemes and women's empowerment programmes.Health & WellnessHealth insurance, hospital care and public health schemes including Ayushman Bharat.Social Welfare & EmpowermentWelfare schemes for SC/ST/OBC communities, persons with disabilities and other vulnerable groups.Tribal WelfareSchemes for Scheduled Tribes — education, livelihoods and market support.Defence & Ex-ServicemenPensions, resettlement and welfare schemes for ex-servicemen and their families.

Housing & Infrastructure

Housing & Urban AffairsAffordable housing schemes for urban and rural India, including PMAY.Rural Development & SanitationRural employment, drinking water and sanitation schemes — MGNREGA, Jal Jeevan Mission, Swachh Bharat.Transport & InfrastructureNational infrastructure, roads and logistics programmes.Energy & PowerCentral schemes for household energy — LPG connections, rooftop solar, free electricity and renewable energy support.

Culture, Sport & Justice

Sports, Arts & CultureSchemes for athletes, artists and cultural workers — sports development, fellowships, pensions, scholarships and tourism.Law, Justice & Public SafetyFree legal aid, justice access and public-safety schemes run by central ministries.

Identity & Documents

Identity, Documents & CertificatesHow to apply for Aadhaar, PAN, passport, voter ID, ration card, caste, income, domicile and other government documents and certificates — eligibility, documents needed and step-by-step process.
💰Looking for a subsidy scheme?Housing, solar, LPG, agriculture, education loan and MSME subsidies from every category and every state, in one list.

How it works

1

Find your scheme

Search by scheme name or browse by category — farming, health insurance, education, housing, business loans and more. Use the search bar above to find PM Kisan, Ayushman Bharat, Mudra loan, PM Awas or any other Central or State scheme.

2

Check eligibility & documents

Each guide lays out who can apply, who is excluded, the exact documents needed (Aadhaar card, PAN card, income certificate, bank account details), and the benefit amount or subsidy available.

3

Apply on the official portal

Follow the step-by-step process and apply directly on the government's own official portal — always free, with no middleman fees, no Aadhaar OTP requests and no payment required.

Why you can trust these guides

  • Verified against official sourcesEvery benefit amount, eligibility rule and deadline is traced to a government source, with the official portal linked on each guide.
  • Written and independently reviewedEach guide is written by a named author and checked by a separate reviewer, with the last fact-checked date shown.
  • Plain English, no jargonComplex scheme rules turned into clear steps anyone can follow.
  • We never charge a rupeeWe are an independent portal — not a government body, agent or middleman. We never ask for money, Aadhaar or OTPs.
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